Insurance Agent

Location: Des Moines
Posted on: June 23, 2025

Job Description:

Job Purpose: Provides service to clients' changing insurance needs by selling life, health, and disability insurance. Duties: * Develops base for long-term sources of clients by using referrals, occupational, and special-interest groups to compile lists of prospects. * Approaches potential clients by utilizing mailings and phone solicitation; making presentations to groups at company-sponsored gatherings; speaking publicly to community groups on the subject of financial well-being. * Determines clients' particular needs and financial situations by scheduling fact-finding appointments; determining extent of present coverage and investments; ascertaining long-term goals. * Developes a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation. * Obtains underwriting approval by completing application for coverage. * Completes coverage by delivering policy; planning future follow-up visits and evaluations of needs. * Provides continuing service by providing direct deposit forms; processing changes in beneficiary and policy loan applications. * Provides death benefits by delivering policy proceeds; reassessing client needs. * Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. * Enhances insurance agency reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments. Skills/Qualifications: Prospecting Skills, Meeting Sales Goals, Motivation for Sales, Selling to Customer Needs, Client Relationships, People Skills, Product Knowledge, General Math Skills, Organization, Dependability, Statistical Analysis

Keywords: , Ames , Insurance Agent, Sales , Des Moines, Iowa