Lead Based Loan Originator

Company: Certified Mobile Notary Service
Location: Ames
Posted on: November 16, 2021

Job Description:

Certified Mobile Notary Service (https://certifiedmobilenotaryservice.com) is seeking for someone to fill the position of a Lead Based Loan Originator to work virtually in the U.S.

OVERVIEW:

The Lead Based Loan Originator brings depth and value, providing superior support to our originators and a world class experience to valued borrower clients.

JOB TYPE: Full-time

RESPONSIBILITIES:

Handle the client from lead hand-off to processing. This is done by preparing needs lists and reviewing the CD with each of your clients.
Responsible for managing loans from multiple Originators.
Host a buyer consultation call/meeting- get as many details as possible regarding employment, income, asset, etc.
Review 1003 for completeness.
Review loan in detail - make needs list and notes for client.
Structure loans in Encompass.
Order services: Credit, Title, Appraisal, flood, VOE, etc.
Run AUS.
Pre-qualify: Calculate the income, review (and understand) income and asset documents. Calculate the max purchase price, as well.
Set up a fee worksheet and/or Total Cost Analysis presentation.
Send a Pre-qualification letter to the client, Realtor, and/or Builder.
Choose loan templates based on credit score/scenario.
Request supporting docs and follow up.
Organize supporting docs in Encompass eFolder.
Update 1003 based on collected supporting docs.
Receive contract(s): enter details into Encompass.
Request disclosures and re-disclosures.
Lock loans.
Set up the final loan structure.
Complete final income calculation worksheet.
Submit the loan to the Processor.
Communicate status updates to the client, Realtor, and/or Builder.
Assist the Processor and Closing Coordinator with any borrower needs.

QUALIFICATIONS:

Active NMLS license.
Proficient with Encompass.
3/+ years of mortgage industry experience is preferred.

KEY ATTRIBUTES:

Confident decision maker.
Solutions focused.
Detail oriented.
Critical thinker.
Intensely passionate about great client service.
Competitive spirit and disposition.
Clear, confident communicator.
Innate sense of professionalism with a matching work ethic.
Sense of urgency and lack of timidity.
Quick study (comfortable with new methods and applications).
Maintains other life/personal interests.

JOB REQUIREMENTS: Computer and Internet.

PHYSICAL DEMANDS/CONDITIONS: General office environment. Some lifting and bending required.

PAYMENT: $85.00-$200.00 per loan signing appointment

SIGN UP TODAY IF YOU WANT TO GET MOBILE NOTARY SIGNING JOBS!

What do we offer for Mobile Notary Signing Agents?
Go to https://certifiedmobilenotaryservice.com/signing-agent/ to find out!

Please give us a call at (405) 568-7539 if you would like to discuss the notary marketing options.

To expedite your registration submission, you can simply register online by selecting the right options on your application that you are seeking for your notary business.

Please reference agent ID CMNSCarolH whenever you call or sign up on your application.

Keywords: Certified Mobile Notary Service, Ames , Lead Based Loan Originator, Other , Ames, Iowa